Die menigte beloftes van die ANC en regering sedert 1994 van onder andere al die toelaes aan werkloses, die uitgawes aan immigrante wat na SA kom, gaan moontlik die verantwoordelikheid van belastingpligtiges word. Laat al hierdie ministers dan voor loop met hul genoegsame bydraes as dit geïmplementeer word. Elke minister en 400 lede van parlement moet ten minste 25% van hul inkomstes in hierdie geldelike sisteme bydra. So ook elke ander persoon in beheer van provinsie en munisipaliteite (Hoof uitvoerende beamptes, bestuur, raadslede en burgemeesters).
Read also – lees
Development of One Plans – Ramaphosa
Al is die koeispene hoe uitgedroog of leeggemelk in 2021, moet nog koeie gemelk word – altans, dis wat beplan word. Dis nie die belastingbetaler wat beloftes aan werkloses gemaak het of wat werkloosheid veroorsaak nie of immigrante die land binnelaat nie.
Korrupsie en wanbesteding sedert 1994 is nie genoeg nie. Daar is nog baie wat uit die belastingbetaler se sak moet kom om die ANC en hul kaders gelukkig te hou. En dan is daar verkiesings, dan word daar weer eens gestem vir dieselfde mense wat ons so beroof van alles.
Die wat so korrupsie pleeg word nooit gevind nie en die ekstra inkomstes wat hulle ekstra verkry, word nooit aan SARS verklaar vir 30% belasting nie. Wat daagliks uitgesaai word op nasionale beeld, is al die korrupsie en kommissies wat al jare aangaan en niks gebeur daarna nie. Wanneer word al hierdie belastings wat ekstra inkomste is, teruggekry en die wat dit geneem het, vervolg?
Elke werker en werkgewer het meer as genoeg bygedra tot die ontwikkeling van die land, wat ook soms geplunder en afgebrand word. Is al hierdie skuldiges al aangekeer en vervolg wat KwaZulu-Natal se besighede vernietig het.
Lees gerus al die dokumentasie, want dit sluit baie in – hier volg net ‘n paar skakels, daar is heelwat meer in Hansards vervat.
Kan nie help om te meld nie, daar word weer lekker geploeg met ‘n ander man se kallers en swaar verdienste inkomstes. Daar is geen versekering dat die beoogde fonds nie ook leeggemaak gaan word soos die res in Suid-Afrika nie.
What is a GREENpaper?
A Green Paper is a government policy discussion paper that details specific issues, and then points out possible courses of action in terms of policy and legislation. It articulates possible solutions that are yet to be adopted by government.
Greenpaper by Lindiwe Zulu, Minister of Social Development
Written submissions to:
The Director-General: Department of Social Development, 134 Pretorius Street, HSRC
Building, Pretoria; Private Bag X901, Pretoria 0001.
For attention: Mr John Tebeila, Acting Director: Retirement Reform
Tel: 012 741 6820
On Wednesday, the department gazetted its Green Paper on Comprehensive Social Security and Retirement Reform, which proposes the creation of a new National Social Security Fund (NSSF) – a government-managed fund which will provide retirement, disability benefits and unemployment benefits.
South Africans may be required to contribute up to 12% of their earnings to a new government-backed fund, according to a new proposal from the Department of Social Development.
All employers and employees will initially be obliged to contribute up to 12% of their earnings – up to a certain ceiling, which is currently proposed as earnings of R276 000 per year. This means that if you earn more than R276 000 a year, you will pay a maximum of 12% of R276 000 a year – around R33 100, or R2 760 a month – to the fund.
The first 10% of this contribution will go to the mandatory fund, rather than to a private-sector retirement fund. The next 2% will go towards unemployment insurance. Higher-income workers are expected also to contribute to private-sector pension funds. The paper proposed that government should subsidise the contributions of low-income workers. Those who earn less than R22 320 per year won’t have to contribute, but a government-backed annuity product will be designed for them. The green paper expects that workers who earn higher incomes will “divide contributions” between the NSSF and private-sector funds.
The NSSF pensions will be based on career earnings and the duration of contributions. The fund will also pay out disability and survivor benefits, as well as a flat-rate funeral benefit, and provide income protection benefits for all workers and their families. The paper proposes automatic enrolment to encourage workers to contribute to supplementary retirement and insurance arrangements.
Other proposals in the Green Paper include:
A universal income grant to the working age population
The Green Paper suggests that a basic income grant should be launched at a level “that will at least lift the individual out of poverty”. It also favours a universal grant instead of one that is means tested.
“Administratively, it is a lot easier for SARS [SA Revenue Service] to recoup the grant paid to a wealthy individual with a technical adjustment to the tax brackets than for Sassa [SA Social Security Agency] to interview millions of applicants to determine whether the applicant qualifies based on income. A universal grant is therefore potentially more efficient, cost effective and better targeted resulting in fewer exclusions,” the paper says.
“The key benefit of universal benefits is that it promotes social solidarity and buy-in to the system; and it is administratively much simpler to administer with fewer exclusion challenges. It reduces stigma of the poor and discontent amongst the wealthy who feel that they are the ones funding the system.”
It says that the country’s tax system is “significantly more advanced” than Sassa, “hence relying on the tax agency ability to test income is likely to be a lot more effective than through Social Security Agency.”
“It will also be much easier to implement a reform that will require a significant adjustment to taxes as it willbe easier for government to sell an increase in taxes on the working age population with an increased transfer to that same population.”
Regulatory reform of the pensions and life insurance industry
Higher-income workers will be encouraged through tax incentives to contribute to pension and insurance plans, in addition to the NSSF. But the new paper proposes a new framework to approve funds which can qualify for these tax incentives. One of the proposed qualifying criteria is that they meet certain cost-efficiency standards, including caps on fees. “Such funds will need to meet stringent standards of care, prudence, governance, fiduciary responsibility, transparency and control of costs.”
“Proposals for an individual retirement funds framework include portability with no early termination penalties; greater product standardisation and disclosure; limited charge structures; and stronger investment regulation, including limitations on individual investment choice.”
The paper was critical about the costs associated with certain retirement products, imprudent investments and poor governance and administration – which all reduce the value of a worker’s lifetime savings.
The extension of UIF benefits
Currently, the Unemployment Insurance Fund provides unemployment benefits for up to eight months at a replacement rate of between 38% and 60%, depending on a worker’s salary. Credits are accrued at a rate of one day for every six worked. The paper proposes that credits will be accrued at a rate of one day for every four days worked and the long-term unemployed will receive a continuation benefit. This means that workers who have exhausted their full UIF benefits, will be paid at a lower rate to protect workers from having to draw down their retirement savings.
Road Accident Benefit Scheme
The proposed scheme will replace the current Road Accident Fund, and provide income replacement benefits on a similar basis to the Compensation Fund, with the benefit dependent on the injured worker’s capacity to earn. It has not yet been decided what assessment tool will be used.
Means test phased out
It is proposed that the means tests for social grants be phased out through the alignment of social assistance with the structure of personal income tax rebates. The objective is that all dependent children, the disabled and the elderly should be eligible for a grant, regardless of their income or assets. For families with incomes above the tax threshold, tax rebates will replace social assistance entitlements. The department said that the green paper’s recommendations will take several years to implement, and that a phased-in implementation approach is proposed.
1997 Professor Taylor – 2014
The Ministerial Committee on the Review of the Implementation of the White Paper for Social Welfare (1997) led by Professor Taylor, dealt with social security.
The recommendations in that review included that Government should adopt and implement proposals on comprehensive social security and establish a single National Social Security Fund (‘NSSF’). On 8 June 2016, Cabinet approved the recommendations in that 1997 Review
In November 2016, the Minister of Social Development tabled a Comprehensive social security in South Africa: Discussion document at NEDLAC, following its Cabinet endorsement. The discussion document was compiled by an Interdepartmental Task Team on Social Security and Retirement Reform (the IDTT), and reflected its findings and recommendations as at March 2012, following a five-year period of research, consultation and deliberations. IDTT comprised of representatives of the Departments of Labour, Social Development, Health, Transport and National Treasury, the South African Revenue Service and the South African Social Security Agency, and was supported by a Project Management Unit based at the National Treasury.
The Social Security and Retirement Reform Research Archive contains a selection of background papers, research reports and other documents compiled by the Project Management Unit in support of and on behalf of the IDTT. The 118 national and international reports in the archive cover a range of topics, such as pensions, healthcare, risk benefits (e.g. disability benefits), governance and regulation, and international experience with social security. Most of the reports were published between 1999 and 2011. The collection is easy to navigate by topic, and an abstract and key words are provided for every document.
In 2007, Cabinet appointed an Inter-Ministerial Committee (IMC) to make recommendations for reforming the social security system.
The IMC appointed an Inter-departmental Task Team on Social Security and Retirement Reform (IDTT) to provide technical advice and make recommendations for consideration by Cabinet. This report summarises the IDTT’s findings and offers extensive proposals for reforming and improving social security delivery.